Before attending the Pre-Membership Educational Seminar (PMES), the following must be submitted:

• • Membership Application Form
  • 2 pcs. 2×2 recent colored ID picture
  • 1 photocopy of valid ID
  • Pay the membership

Members qualification to avail a loan include share capital Deposit of atleast Php 3,000.00

• Share Capital Deposit of atleast Php 3,000.00
• 3 Pcs. 2x2 ID Picture w/ Clear Background
• Photocopy of PMES Certificate
• Photocopy of 2 Valid ID's w/ 3 Live Signatures
• Photocopy of 1 Valid ID of Spouse (if Married)
• Fill up BDMPC BIODATA
• Residential Sketch
• Proof of Billing (MDR, Electric/Water Bill, Brgy. Clearance)
• Photocopy of Married Certificate(if Married)
• Proof of Income     
• For Business Owner: Latest Business Permit ,Financial Statement (when necessary)   
• For Employed: COE, Payslip & Bank Statement  (latest 3 mos.)
• Required Consumer purchase of Php 500.00/month-to all members 

Non secured loan : 1-4 Days Processing

Secured loans: 10 Days Processing

Secured loans (1M Above): Less than a month

Interest rates vary per loan type, usually ranging from 1% to 2% per month on a diminishing balance. Payment terms can be short term (2-12 months) or a long term (up to 60 months), depending on the loanable amount. 

Loanable amounts depend on the member's share capital, capacity to pay, and type of loan applied for.