Provides financial assistance in case of loss or damages on motor vehicle owned by the Cooperative Members and it also covers the property damage, theft and acts of nature such as flood

 

For One (1) Year CTPL Coverage Amount of Insurance (Php)
Classification	Annual Premium
Private Cars Including Jeepney & Utility Vehicle	581.86
Light, Medium Trucks (Own Goods) not over 3,930 kgs.	627.08
Heavy Trucks (Own Goods) and Private Buses over 3,930 kgs.	1,160.67
Motorcycle & Trailers	301.50
Tricycle	325.05

For Three (3) Years CTPL Coverage Amount of Insurance (Php)
Classification	Annual Premium
Private Cars Including Jeepney & Utility Vehicle	1,531.17
Light, Medium Trucks (Own Goods) not over 3,930 kgs.	1,657.74
Heavy Trucks (Own Goods) and Private Buses over 3,930 kgs.	3,185.82

 

Schedule of Indemnities
Death Indemnities		70,000.00
Burial and Funeral Expenses		30,000.00
Bodily Injuries & Fractures
Type of accommodation or Professional Attendance Extended	Services Rendered	Maximum Reimbursable Fees and/or Charges
Hospital Rooms	Maximum of 45 days per accident	500.00 per day
Laboratory Expense	Laboratory examination fee, X-rays	2,000.00
Surgical Expense	Major Medium Minor	7,500.00 5,000.00 1,500.00
Anesthesiologist	Major Medium Minor	2,500.00 2,000.00 500.00
Operating Room	Major Medium Minor	1,500.00 1,000.00 500.00
Medical Expenses	For daily visits of practitioners Total amount of medical expense must not exceed (for single confinement)	400.00/day 5,000.00
Drugs and Medicines	Actual value of drug used but must not exceed	20,000.00
Ambulance	Actual amount charged for ambulance transport but must not exceed	1,500.00